Florida FR44 Insurance – Fast, Cheap, Right!
Florida FR44 Insurance Facts
How Fast Can We File Your Florida FR44 Policy?
In most cases we take 15 – 30 minutes to make the policy active, notify the appropriate authorities, submit your certificate electronically, and send you all required documents. In fact, it is entirely possible for you to call us from the DMV, purchase a policy, and leave with your license… all in under 30 minutes.
Florida FR44 Insurance Requirements
A Florida FR44 must have 100/300/50 coverage. This means if you cause an accident: $100,000 is the maximum payout for a single individual. $300,000 is the most paid for injury to all persons, and $50,000 is the maximum payout for Property Damage.
What is Florida FR44 Insurance?
The “FR” in FR44 refers to “Financial Responsibility”. While not a policy in itself, Florida FR44 Insurance is proof that you have a policy and are compliant per the mandate imposed by the State.
Cheapest Florida FR44 Insurance Policies
We shop a number of insurance companies to make sure you have the Best Florida FR44 Insurance Policy at the Cheapest Price. Insurance companies can’t just enter the Florida FR44 Insurance market and start selling policies. They must be approved by the State of Florida for financial stability, customer service, etc. Then they are ALLOWED to sell FR44’s. Therefore, we don’t have to worry about a “Fly By Night” company entering the market. This makes a Florida FR44 more of a commodity item rather than a selection of the best insurer. Simply put, we shop for the CHEAPEST FR44 price from the companies already approved by the State of Florida. They are all stable companies, they all have to offer 100/300/50 coverage, and they’ll all adhere to the industry terms and guidelines in the event a claim is filed.
Florida Non-Owner FR44 vs. Owner FR44
A Florida FR44 Non-Owner policy is also called a Named-Operator Liability Policy. This insures you, the driver, for any vehicle you may be operating; which you don’t own. They function as secondary coverage with the 100/300/50 requirements as mandated by the State of Florida. In order to make a claim on a Non-Owner policy, you must have exhausted the coverage from the primary insurance on that vehicle. It should be noted that a Florida FR44 Non-Owner Policy will not offer Collision or Comprehensive Coverage on the vehicle. Generally, you’ll find that a Non-Owner policy is FAR CHEAPER than an Owner policy. If you don’t own a vehicle, or if you aren’t going to drive your vehicle, a Non-Owner Florida FR44 is the way to go.
A Florida FR44 Owner policy will cover everything a Non-Owner policy covers, but it adds coverage for your vehicle as well. You can choose to add Full Coverage to your policy or you can keep the policy with Liability Only. If you’re financing your vehicle you’re going to want to carry full coverage (in fact your financing contract probably states that you have to). Many times, if you need an ignition interlock device, the Interlock Company will require proof of an FR44 Insurance Policy before they’ll perform the installation.
Why Work With FR44 Experts?
If you’re looking for a Florida FR44 that’s Fast, Cheap, and Right… we’re your company. We offer the Best Florida FR44 insurance policies at the Cheapest Owner and Non-Owner prices. You’ll find Free Advice, Free Quotes, and we have the Fastest Filing! We offer Florida FR44 Non-Owner Policies as well as the Cheapest FR44 Owner Policies.
FR44 & SR22 Insurance Experts Specialize in Florida FR44 insurance products. With thousands of policies sold, Select Insurance Group has the resources, experience, and customer support to find you the right Florida FR44 Insurance at the lowest price. As Insurance Brokers, we’re not tied to any specific company such as representatives from GEICO and Progressive. Our objective is to find the right product that matches your legal requirements and budget. FR44 & SR22 Insurance Experts routinely find Florida FR44 Insurance policies that are thousands of dollars less than competing quotes; especially from companies you see advertised in the mainstream media like GEICO and Progressive… simply by shopping the market at the time of purchase. Let FR44 Experts find you the lowest price on your today! Call Now or enter your information into our Quoting Engine!
We work with all cities in Florida including Boca Raton, Bradenton, Cape Coral, Celebration, Clearwater, Delray Beach, Fort Lauderdale, Fort Myers, Gainesville, Hialeah, Hollywood, Jacksonville, Kissimmee, Melbourne, Naples, Ocala, Orlando, Pensacola, Pompano Beach, Port Charlotte, Port Richey, New Port Richey, Port St. Lucie, Seminole, Saint Petersburg, Tampa, Tarpon Springs, West Palm Beach, Winter Haven… and More!
FR44 & SR22 Insurance Experts quote the following products: Florida FR44, Virginia FR44, Colorado SR22, Florida SR22, Illinois SR22, Indiana SR22, Indiana SR50, Ohio SR22, Oregon SR22, South Carolina SR22, Tenessee SR22, Texas SR22, Virginia SR22, Washington SR22, and Georgia SR22A. We provide far more options than other insurance companies like GEICO and Progressive.
While we shop MANY companies to find the Cheapest FR44 Prices available, be careful to not shop on price alone. You’re going to want an agent/agency that’s familiar with the system so your policy is properly submitted and acknowledged by the DMV. Name Brand Companies like GEICO and Progressive generally charge far more because they’re not looking for High Risk Drivers, which is what an FR44 Policy is. We sell thousands of SR22’s and FR44’s every year, which makes us experts in this market. Improperly submitted paperwork is often an issue with lesser experienced agencies. This can cause you to owe additional fees, incur a longer suspension duration, and/or other unwanted repercussions. Experience is critical!
The Florida Uniform Financial Responsibility Certificate FR44 is required for three years unless a judge determines differently. There are no driving restrictions associated with the Florida FR44 form, but the court may limit your driving based on the offense. The addition of the Florida FR44 is only $15 but the increase in your auto insurance will be due to the DUI you received. Once you’ve fulfilled your FR44 requirement, that’s when you’ll want to call companies like GEICO and Progressive for “Regular” insurance products.