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FR44 vs SR22

Both FR44 and SR22 are Certificates of Financial Responsibility. The form FR44 and SR22 must be filed by a licensed Insurance agent. FR44 vs SR22 – the FR44 Form is required after conviction in Florida and Virginia. Florida and Virginia also have SR22 requirements but for those that are classified as High-Risk Drivers, the DUI conviction triggers the FR44 requirements. Most other states require SR22 coverage for DUI and/or high-risk drivers.

Florida and Virginia are the only two states. at this time, that require the special FR44. Here is what the FR44 form actually looks like

Form FR44

FR44 Automobile Insurance is a highly specialized form of Auto Insurance. At FR44 and SR22 Insurance Experts this is all we do. We shop over 10 A rated Insurance Companies to find the Best Florida FR44 and the Cheapest Florida FR44 for you, based on your needs. Our agents speak Spanish as well as English and are available for your call or you can use our online quote system to get a fast, efficient Florida FR44.

FR44 & SR22 Insurance Experts can help you with both your SR22 and FR44 Insurance florida needs. Sam Ridgeway is the owner and managing director of Fr44 & SR22 Insurance Experts. Sam is a US Army War Veteran who has over 15 years of experience in the Insurance Industry and decided to specialize in this High Risk Driver Insurance in order to provide FR44 Insurance Florida to those that need it at the very best price.

You can meet Sam in our videos that he has made to try to assist our customers through the maze of requirements to reinstate a Florida Drivers License!

Form Fr44 Florida

If you are convicted of a Florida DUI you must have an Insurance Agent file a Form FR44 with the State of Florida. The actual FLORIDA
UNIFORM FINANCIAL RESPONSIBILITY CERTIFICATE FR-44 is a simple Form FR44.

This is what the actual Form FR44 looks like

Form FR44

In order for the Form FR44 to be valid, it must be signed and submitted by a qualified FR44 Insurance Expert. “The company signatory certifies that it has issued to the above named insured a motor vehicle liability policy as required by the financial responsibility laws of Florida, which policy becomes effective on the above Certification Effective Date” At FR44 & SR22 Insurance Experts we shop over 10 A Rated Insurance Companies and find the best and the cheapest FR44 Insurance available based on your information. This Form FR44, or Financial Responsibility Certificate, must be maintained for the time set by the State of Florida in order to keep your drivers license valid.

Call or use our online quote system to obtain the best and cheapest Florida Form FR44 rates!

Florida fr44 insurance no car questions florida

If you do not own a car but are required to get a Florida FR44, you may wonder “Florida fr44 insurance no car questions Florida”. We have a whole section devoted to non-owner Florida FR44 Automobile Insurance .

A Florida FR44 Non-owners Automobile Insurance Policy is substantially less money than a Florida FR44 Non-Owners Automobile Insurance Policy. One of the options that Sam Ridgeway, owner and directing manager of Florida FR44 and SR22 Insurance Experts advises is to consider an alternative to owning a car during the three year period you need to carry this insurance.

If the thought “Florida fr44 insurance no car questions Florida” has occurred to you, please call our agents and discuss the options available. You may qualify for the less expensive non-owners policy or may want to consider a motorcycle policy instead.

Our agents speak Spanish and English and are available to help you resolve this issue in the best and cheapest way possible. Fr44 & SR22 Insurance Experts has over 15 years of experience in Insurance. High Risk Insurance or FR44 and SR22 Insurance are all we do. Call and let us help you find the best solution for your needs!

What to know when calling for fr44 quotes

When you caLL OR use our on-line quote system, it is helpful to have some information ready.

1. Your Drivers License – State issued and the Drivers License Number

2. Information about your vehicle, if you own one – year make model and VIN.

3. You will be asked what State you need your FR44 filed in – this is either Florida or Virginia

4. If you were convicted of a DUI you will need an FR44 Insurance certificate, if you are a high risk driver a SR22. Which court and the case number are extremely helpful If you are not sure, we can figure this out for you.

5. If you currently have insurance, it is helpful to know policy number, the company that issued it, and the term of the policy.

So to answer the question “What to know when calling for fr44 quotes?” the above items are the things you will need to know and provide when calling for FR44 Quotes.

It is important to know that at FR44 and SR22 Insurance Experts, all we do is provide these two types of Insurance policies – FR44 Automobile Insurance for Florida and Virginia and SR22 Insurance nationally. We are the #1 Insurance in Florida for FR44 Insurance – we provide thousands of policies every year and have over 15 years of experience with High Risk Policies. FR44 and SR22 Insurance is all we do and we do it exceptionally well. We are a long-standing member of the National Ethics Association.

Fr44 and SR22 Insurance Experts is owned and managed by Sam Ridgeway who is a US Army War Veteran. You can meet Sam in any one of the videos that are on this site and should be able to judge for yourself the honesty and integrity he possesses.

Call us or use the online quote system and with the information you provide, we will shop at least 10 A Rated Insurance Companies and get you the very best policy based on your needs at the absolute cheapest rate.

What auto insurance companies do fr44 in florida?

A very common question when faced with the need for Fr44 Auto Insurance in Florida is “What auto insurance companies do fr44 in florida?”.  At Fr44 & SR22 Insurance Experts we take that worry and that time consuming tasks of finding Florida FR44 Insurance companies into our own hands and find the very best Auto Insurance Companies that write High Risk Automobile Policies for those individuals that need them.  In Florida, the need for FR44 Insurance is usually triggered by a conviction for DUI.  Florida FR44 Insurance is a requirement to have your drivers license reinstated.  Obtaining FR44 Insurance can be very confusing and stressful.  We have over 15 years of experience in the Automobile Insurance industry and Fr44 policies as well as SR22 policies are what we do.  So the question of “What auto insurance companies do fr44 in florida?” is easily answered – call us or use our FR44 Insurance Quote system, and we will provide you with results from at least 10 A Rated Insurance Companies so that you can choose the best and the cheapest coverage based on your situation.

Sam Ridgeway, an Army Veteran, has made it his mission to provide the best, the quickest, and the cheapest Florida FR44 Insurance to those that need it.  We have bilingual agents – if you speak Spanish, no problem.  Whatever your circumstance we can help, so call or use our quote system.

We have tried to provide additional information on the website to take some of the mystery out of this process.  Sam has made video’s and has written instructions about how to Reinstate your Drivers License after a DUI and we hope you will find some of the information in out Resources section helpful.

To sum up the question “What auto insurance companies do fr44 in florida?” – the answer is simple – call or use the website to get a quote from FR44 & SR22 Insurance Experts.  Let us do the work for you!

What’s a Diversion Court?

What’s a Diversion Court?

Veterans Court Diversion Programs are a diversion program for veterans who are currently facing prosecution for one or more criminal cases. The program offers offenders a treatment option that is judicially supervised. It is designed to divert veterans out of the traditional criminal justice process and into appropriate rehabilitative alternatives. Once the veteran has been screened, assessed, and approved for participation in the program, he/she will promptly begin a treatment regimen that is specific to his/her needs.

MISSION

The mission of such systems is to successfully habilitate the veteran by diverting them from the traditional criminal justice system and providing them with the tools they need to lead a productive and law-abiding lifestyle while improving mental health recovery and successful re-entry into the community.

GOALS

The mission of such systems is to successfully habilitate the veteran by diverting them from the traditional criminal justice system and providing them with the tools they need to lead a productive and law-abiding lifestyle while improving mental health recovery and successful re-entry into the community.

CRITERIA FOR PARTICIPATION (Generalized)

  • Veteran or current member of the United States Armed Forces, including a member of the Reserves, National Guard, or State Guard.
  • Clinical diagnosis of a brain injury, mental illness, or mental disorder, including post-traumatic stress disorder, that resulted from the veterans’ military service in a combat zone or other similar hazardous duty area; and materially affected the veterans’ criminal conduct at issue in the case.

    Conditions of the Veterans Court Diversion Program (Generalized):

    • Must admit to the commission of the offense, and agree that this admission may be used against the defendant in court as provided by law.
    • Must not commit a criminal offense for the duration of the program.
    • Must not consume alcohol or non-prescribed controlled substances.
    • Must submit to random chemical testing.
    • Must cooperate with treatment and/or counseling as recommended.
    • Must take all psychiatric medications as prescribed.
    • Must keep all appointments and attend all compliance hearings as scheduled.
    • Must agree to report to a case manager as directed.
    • Must keep the program staff informed of any changes in address, telephone number, and employer.
    • Must consent to the release of protected information as permitted under Texas law.
    • Must have no contact with any person of disreputable or harmful character.
    • Must plead guilty to enter program. With completion of the program the charges are dismissed and eligible for expunction.
    • Must acknowledge that failure to comply with any term of this agreement will cause the State to withdraw from this agreement and proceed with prosecution of this offense.
    • Must acknowledge that the successful completion of the diversion agreement shall cause the State of Texas to dismiss the charges in this matter.
    • Must attend bi-monthly compliance hearings held in open court as directed.
    • Must agree to follow any/all directives given by the case manager in accordance with their individual treatment plan.

      ACCESS TO THE PROGRAM

      Referrals are accepted from a variety of sources, including law enforcement, jail staff, judges, defense attorneys, prosecutors, mental health professionals, and family or friends.

      Intake Process

      • Once a referral is received, the DA’s office reviews it to ensure the minimum criteria are met.
      • Following DA review, the veterans are given a date and time to complete screening forms.
      • The veterans are scheduled for a face-to-face interview with the program manager.
      • A formal comprehensive assessment is completed by the program manager and submitted to the DA’s office for final approval/denial.
      • The veterans’ attorney and court of origin are notified of their status after completion of the screening process and again at final disposition.

        ELEMENTS OF THE PROGRAM

        Participants will develop an individualized treatment plan.

        A phase system is utilized to measure participant progress.

        Services for education, counseling, and other needs are provided by outside agencies.

        Participants are referred to these agencies throughout the program as needed.

        Supervision Monitoring – A case manager will monitor each participant placed in the program. The case manager will work closely with the program manager and service providers.

        Compliance Hearing – All participants are required to attend bi-monthly compliance hearings. During the hearing, the progress of each participant is reviewed in open court. Both incentives and sanctions are used as methods of motivation.

        Disposition of Court Case – The Veterans Court Diversion Program is a 6-to-24 month program. The period directly relates to the participant’s needs and/or compliance. Upon successful completion of the program, the case(s) are dismissed. In the event the agreement is terminated, the case(s) are remanded to the court of origin for continued prosecution.

Veterans Diversion Program

Veterans Diversion Program

The Veterans Diversion program provides veterans charged with a crime a second chance. Rather than be punished with mandatory jail time and other penalties, the vet participates in the program, and the charges against him or her are dropped once the program is completed.

Veterans Diversion Program Eligibility

Our Orange County lawyers can offer you guidance throughout the Veterans Diversion program. First, it must be determined if you are eligible to participate. To qualify, the offense cannot be:

  • A forcible felony
  • A weapons offense
  • A first-degree felony
  • A criminal traffic offense, but the veteran can still qualify for DUI diversion
  • Child abuse
  • A sex offenseIf you are eligible for Veterans Diversion, you will be required to:
    • Complete community service hours
    • Pay criminal restitution, if it applies in your case
    • Meet with corrections officer on a monthly basis
    • Complete recommended programsAdditionally, if it is a domestic violence offense, the vet must complete an approved batterer’s intervention program.When you have successfully completed Veterans Diversion, the charges against you will be dismissed, and you can have the entire case expunged from your record if you are otherwise eligible.

      The Veterans Diversion program recognizes that vets often have many problems when they come home from war. Depression, post-traumatic stress disorder (PTSD), trouble adjusting to “normal” life — these can all play a role in their behavior.

Veterans Treatment Court

Veterans Treatment Court

Veterans Treatment Court is a nationally recognized program designed to provide essential substance abuse treatment services, mental health services, or both, to current and former military service members who have been arrested for a criminal offense.

One goal of the program is to divert veterans from incarceration and into treatment when there is a relationship between the offense or diagnosis and the veteran’s military service.

The court-supervised, comprehensive treatment program utilizes a collaborative approach includes drug and alcohol testing, regular court appearances, and educational opportunities intended to provide the participants with the skills necessary to maintain a clean and sober lifestyle and reconnect with their families and community.

By coordinating with the Department of Veteran Affairs (VA), Veterans Treatment Court provides eligible veterans the opportunity to receive specialized substance abuse and mental health treatment services, one-on-one veteran peer mentor support, and assistance in gaining access to veteran health care and benefits from the VA.

Services are provided through outpatient services. However, residential (in-patient) services also are available to those participants who need a higher level of treatment.

What’s a Veterans Diversion Court?

The very best part of this program ….

Disposition of Court Case – The Veterans Court Diversion Program is a 6-to-24 month program. The period directly relates to the participant’s needs and/or compliance. Upon successful completion of the program, the case(s) are dismissed.

What’s a Diversion Court?

Veterans Court Diversion Programs are a diversion program for veterans who are currently facing prosecution for one or more criminal cases. The program offers offenders a treatment option that is judicially supervised. It is designed to divert veterans out of the traditional criminal justice process and into appropriate rehabilitative alternatives. Once the veteran has been screened, assessed, and approved for participation in the program, he/she will promptly begin a treatment regimen that is specific to his/her needs.

MISSION

The mission of such systems is to successfully habilitate the veteran by diverting them from the traditional criminal justice system and providing them with the tools they need to lead a productive and law-abiding lifestyle while improving mental health recovery and successful re-entry into the community.

GOALS

CRITERIA FOR PARTICIPATION (Generalized)

  • Veteran or current member of the United States Armed Forces, including a member of the Reserves, National Guard, or State Guard.
  • Clinical diagnosis of a brain injury, mental illness, or mental disorder, including post-traumatic stress disorder, that resulted from the veterans’ military service in a combat zone or other similar hazardous duty area; and materially affected the veterans’ criminal conduct at issue in the case.

    Conditions of the Veterans Court Diversion Program (Generalized):

    • Must admit to the commission of the offense, and agree that this admission may be used against the defendant in court as provided by law.
    • Must not commit a criminal offense for the duration of the program.
    • Must not consume alcohol or non-prescribed controlled substances.
    • Must submit to random chemical testing.
    • Must cooperate with treatment and/or counseling as recommended.
    • Must take all psychiatric medications as prescribed.
    • Must keep all appointments and attend all compliance hearings as scheduled.
    • Must agree to report to a case manager as directed.
    • Must keep the program staff informed of any changes in address, telephone number, and employer.
    • Must consent to the release of protected information as permitted under Texas law.
    • Must have no contact with any person of disreputable or harmful character.
    • Must plead guilty to enter program. With completion of the program the charges are dismissed and eligible for expunction.
    • Must acknowledge that failure to comply with any term of this agreement will cause the State to withdraw from this agreement and proceed with prosecution of this offense.
    • Must acknowledge that the successful completion of the diversion agreement shall cause the State of Texas to dismiss the charges in this matter.
    • Must attend bi-monthly compliance hearings held in open court as directed.
    • Must agree to follow any/all directives given by the case manager in accordance with their individual treatment plan.

      ACCESS TO THE PROGRAM

      Referrals are accepted from a variety of sources, including law enforcement, jail staff, judges, defense attorneys, prosecutors, mental health professionals, and family or friends.

      Intake Process

      • Once a referral is received, the DA’s office reviews it to ensure the minimum criteria are met.
      • Following DA review, the veterans are given a date and time to complete screening forms.
      • The veterans are scheduled for a face-to-face interview with the program manager.
      • A formal comprehensive assessment is completed by the program manager and submitted to the DA’s office for final approval/denial.
      • The veterans’ attorney and court of origin are notified of their status after completion of the screening process and again at final disposition.

        ELEMENTS OF THE PROGRAM

        Participants will develop an individualized treatment plan.

        A phase system is utilized to measure participant progress.

        Services for education, counseling, and other needs are provided by outside agencies.

        Participants are referred to these agencies throughout the program as needed.

        Supervision Monitoring – A case manager will monitor each participant placed in the program. The case manager will work closely with the program manager and service providers.

        Compliance Hearing – All participants are required to attend bi-monthly compliance hearings. During the hearing, the progress of each participant is reviewed in open court. Both incentives and sanctions are used as methods of motivation.

        Disposition of Court Case – The Veterans Court Diversion Program is a 6-to-24 month program. The period directly relates to the participant’s needs and/or compliance. Upon successful completion of the program, the case(s) are dismissed. In the event the agreement is terminated, the case(s) are remanded to the court of origin for continued prosecution.

        Disposition of Court Case – The Veterans Court Diversion Program is a 6-to-24 month program. The period directly relates to the participant’s needs and/or compliance. Upon successful completion of the program, the case(s) are dismissed. In the event the agreement is terminated, the case(s) are remanded to the court of origin for continued prosecution.

        Disposition of Court Case – The Veterans Court Diversion Program is a 6-to-24 month program. The period directly relates to the participant’s needs and/or compliance. Upon successful completion of the program, the case(s) are dismissed. In the event the agreement is terminated, the case(s) are remanded to the court of origin for continued prosecution.

Veterans Courts

Veterans Courts

Veterans courts are designed to assist justice-involved defendants with the complex treatment needs associated with substance abuse, mental health, and other issues unique to the traumatic experience of war. Some veterans returning home from war find it difficult to integrate back into the community. Veterans with untreated substance abuse or mental health illnesses, including those with post-traumatic stress disorder (PTSD) and traumatic brain injury (TBI), may find it even harder to return home, which can sometimes lead to criminal activity.

Veterans courts involve cooperation and collaboration with traditional partners found in drug courts, such as the judge, state attorney, public defender, case manager, treatment provider, probation, and law enforcement. Added to this interdisciplinary team are representatives of the Veterans Health Administration (VHA) and the Veterans Benefit Administration- as well as State Departments of Veterans Affairs, Vet Centers, Veterans Service Organizations, Department of Labor, volunteer veteran mentors, and other veterans support groups.

Veterans courts involve cooperation and collaboration with traditional partners found in drug courts, such as the judge, state attorney, public defender, case manager, treatment provider, probation, and law enforcement. Added to this interdisciplinary team are representatives of the Veterans Health Administration (VHA) and the Veterans Benefit Administration- as well as State Departments of Veterans Affairs, Vet Centers, Veterans Service Organizations, Department of Labor, volunteer veteran mentors, and other veterans support groups.

Veterans courts make use of the camaraderie that exists among all veterans. An essential part of veterans court is the addition of volunteer veteran mentors to assist their fellow veterans with a wide array of support. They are principal to the veterans court team and the participants. Their interaction with the participant, including a supportive relationship, maintained throughout the program, increases the likelihood that the participant will remain in treatment and improves the chances of success and sobriety. Veteran mentors volunteer their time and energy to assist their fellow veterans with peer support, housing, employment linkages, job training, education, transportation, disability compensation claims, discharge status and other linkages available at the local, state and federal level.

Furthermore, the VHA plays a key role in veterans court as their services are provided to justice-involved veteran participants. Veterans treatment courts leverage resources available from the U.S. Department of Veterans Affairs to serve these offenders treatment needs.

Current Status

As of July 2018, Florida has 30 veterans courts in operation.

The components of veterans courts, from The Ten Key Components of Veterans Treatment Court, Justice for Vets (a division of the National Association of Drug Court Professionals):

  • Integration of alcohol, drug treatment, and mental health services into justice system case processing
  • Nonadversarial approach
  • Early identification of eligible participants
  • Continuum of services
  • Alcohol and drug testing for abstinence
  • Coordinated strategy for responses to participants’ compliance
  • Ongoing judicial interaction
  • Monitoring and evaluation for program effectiveness
  • Interdisciplinary education
  • Partnerships with stakeholders

    Publications and Resources

    This 2014 guide, prepared by the Florida Supreme Court Task Force on Substance Abuse and Mental Health Issues in the Court, provides information regarding Florida’s veterans courts, mental and physical health issues related to veterans, veterans benefits, a judicial benchguide, and more.

    Since the Veterans Resource Guide for the Florida State Court System was published in 2014, there have been changes to the Florida statutes that govern veterans courts. These changes may have implications on your veterans courts. In addition, since the guide’s publication, there has been a tremendous increase in the number of veterans courts statewide. The guide has been updated to include these changes.

    This site includes resources for veterans and their families, as well as resources for court professionals.

    Data

    Data from 2016 show that Florida’s veterans courts admitted 1,090 participants and graduated 640.

    Florida Supreme Court Governance Groups

    The Task Force on Substance Abuse and Mental Health Issues in the Courts addresses the needs of individuals with serious mental illnesses and substance use disorders who become involved in the justice system. Click here to learn more about the work of the Task Force.

Why Should I work with FR44 & SR22 Insurance Experts?

Meet Sam Ridgeway.  Sam is the owner and managing partner of Fr44 & SR22 Insurance Experts. 

One of the questions Sam expects people to ask is “Why should I work with FR44& SR22 Experts?” 

Individuals that have been classified as “high-risk drivers”, which can be the result of many things including a poor credit score EVEN IF IT’S NOT YOUR FAULT!!!  may find themselves in need of this insurance.  One of the requirements of license reinstatement in Florida after a DUI conviction is FR44 Insurance.  Providing GREAT insurance, meaning insurance with an A-rated carrier, is a very specialized market that most insurance companies do not participate in.  Most insurance agents have very limited knowledge and experience in providing this insurance for high-risk drivers.  This means that they are not as familiar with, and efficient in providing, the necessary forms, paperwork, and additional requirements that a high-risk policy requires including the FR44 and SR22 financial responsibility forms.

Sam recommends that you call FR44 & SR22 Experts first and let his talented team of professionals provide the FR44 and SR22 requirements while keeping your existing insurance if at all possible.  This may be the least expensive alternative although it is not always available once you have been classified as a “high risk” insured.

Sam and his team write literally thousands of FR44 and SR22 policies each year, it is what they specialize in.  They know the requirements and are available on a moments notice.  They work with the DMV or the Insurance Company to make sure your policy and your paperwork meet all the requirements and that it gets approved on the spot.

Customer service is important.  Unless you are dealing with an expert, if there is any issue with the paperwork either when you apply for your license reinstatement or afterward, most insurance companies will not have the knowledge or the experience to solve the issues.  FR44 & SR22 Insurance Experts have a customer service department specifically trained in any problems or hiccups in the process and are available to immediately and efficiently solve the problem.  That is one of the extra benefits of dealing with an expert in this field.  There is no reason to leave something as important as your FR44 or SR22 coverage to chance, trust the experts, trust the people that write FR44 and SR22 Insurance all the time.  Trust FR44 & SR22 Insurance Experts. 

Why work with FR44 & SR22 Insurance Experts – FR44 and SR22 Insurance is all the team does, they are one of, if not the largest,  producers of this insurance,  and they do it well.

Call or contact the team for your FR44 Insurance today!