FLORIDA FR44 NEWS AND INFORMATION
At FR44 & SR22 Experts, we put People Above Commissions. We’re a family owned agency that’s been in business for 10 years. Our motto is, “Take Care of the Customer First and the Rest Will Work Itself Out On Its Own.” Sam Ridgeway is a family man – a husband, a father, a grandfather. He has grandchildren. Sam is also a War Veteran having served in the US Army in the Gulf War and cares about our Veterans and the services they receive. He is a member of the National Ethics Association and tries to make a difference for those...
Meet Sam Ridgeway. Sam is the owner and managing partner of Fr44 & SR22 Insurance Experts. One of the questions Sam expects people to ask is “Why should I work with FR44& SR22 Experts?” Individuals that have been classified as “high-risk drivers”, which can be the result of many things including a poor credit score EVEN IF IT’S NOT YOUR FAULT!!! may find themselves in need of this insurance. One of the requirements of license reinstatement in Florida after a DUI conviction is FR44 Insurance. Providing GREAT insurance, meaning insurance with an A-rated carrier, is a very specialized market that most...
FR44 & SR22 Experts are the Industry Leaders in the Florida FR44 insurance market. We literally sell thousands of policies every year. Today we discuss how long it takes to actually get a Florida FR44 from the time you call until your policy is bound. There’s a reason this is an important question. Every day we have people call us and say, “I need an FR44, like yesterday”. Some went to get their driver’s license reinstated and were told they need to get an FR44 first. Others were getting an ignition interlock device and were told they need an FR44...
When Do You Need FR44 Insurance? If you were convicted of driving under the influence of drugs or other intoxicants, you’ll need a Florida FR44. In fact, this will be a requirement in order to get your drivers’ license reinstated. The court will order you to get Florida FR44 Auto insurance so if you haven’t been told you need it, you’re probably okay. However, if you’ve been convicted of a DUI, I would check with the Department of Motor Vehicles to verify your status. Many times they suspend driver’s licenses with no prior notification. They claim they notify people, but...
Hello again. It’s Sam Ridgeway with MyFloridaFR44.com and today we’re going to talk about how to find the cheapest FR44 insurance. First, there are many variables that factor into the pricing of an FR44 policy. Some of those variables are: Where you live. You see, certain areas have a higher number of auto insurance claims than others and, if you live in one of those areas, you’re going to pay more for your FR44 Insurance. Do you own a car? If you own a vehicle you’re going to pay more than if you don’t. This is because the insurance company...
Today I want to discuss the topic of “What Is a Florida FR44”? In simple terms, a Florida FR44 Auto Insurance Policy has three main coverage components. You’ll often see the coverage listed as 100/300/50 on the Insurance Policy. When reading the FR44 Auto Insurance Policy, the 100 means you’re covered up to $100,000 for any bodily injury you would inflict, $300,000 is the maximum payout for the injury of 2 or more people, and $50,000 is the maximum paid for any property damage you might have caused. You can always purchase more Insurance coverage, but you won’t be legal...
Interlock Ignition in Car
Even if your conviction happened before the Interlock and the FR44 laws came into effect… look what happened to one woman in Virginia! News article by WAVY, HAMPTON, Va. If you’re convicted of DUI in Virginia, you’ll be required to put an interlock ignition on your car. That law went into effect in 2012, […]
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Typical Penalties for DWI/DUI
Each state has its own laws regarding DUI/DWI and associated penalties. The most common penalties include: Jail and community service. First-time offenders with a low BAC will usually have to do community service. The situation changes, even for first offenders, when human victims are involved. In this case, the felony is likely to result in […]
Read Morefr44 car insurance florida
FR44 Car Insurance Florida FR44 Car Insurance Florida is a document called a Certificate of Financial Responsibility which certifies that you have the required liability insurance that the Florida DMV requires after any conviction for any Florida DUI. You will be required to carry increased liability insurance, otherwise called FR44 Car Insurance Florida, after conviction […]
Read MoreDUI Conviction – Are you a Veteran?
DUI Conviction – Are You a Veteran??? There is a special program for Veterans charged with DUI or DWI called a Veterans Diversion Program. This program allows a Veteran to bypass the Criminal System and go to Veterans Court instead. Upon successful completion of the Veteran Program, your DUI or DWI can be dismissed entirely. […]
Read MoreHow do I know if I need FR44 Florida Insurance?
How do I know if I need a FR44 Florida Insurance. If a Florida FR44 is ordered by the court, the judge will include this requirement at your hearing. If the FR44 is state-ordered you will get a letter from the Florida DMV (Florida Division of motor vehicles) indicating the FR44 Florida Insurance requirement before […]
Read MoreFind a Florida DUI School
A list of licensed DUI Programs can be found by clicking here. Please note that you may only attend a DUI program that serves the county of your current residence, the county of your current employment, or the county in which you attend school.
Read MoreHow to reinstate your license after the first conviction for Driving Under the Influence (DUI) in Florida
A first–time DUI will result in a six-month to one-year revocation, effective on the conviction date. A first-time DUI with serious injury will result in at least a three-year revocation, effective on the conviction date. Before the revocation period expires, the customer may apply for a hardship driver license in the county where they live. […]
Read More10 Drunkest Cities In Florida
Think twice before drinking and driving in any of these cities! They have the reputation of being hard drinking with drunk driving more prevalent than other areas of Florida. Is there anything wrong with being called the drunkest city in your state? Especially in Florida, which drinks the 13th most beer and spirits every year. […]
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Hillsborough County – Tampa, Florida – leads state in DUI drivers
Article from WFTS – Tampa Bay Florida Hillsborough County leads the state in the number of people arrested for DUI, according to arrest reports, and New Year’s Eve is the most dangerous night on the roads. This year, thousands of people will be going out to parties and bars to celebrate the New Year. According […]
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FR44 vs SR22
fr44 vs sr22 Both FR44 and SR22 are Certificates of Financial Responsibility. The form FR44 and SR22 must be filed by a licensed Insurance agent. FR44 vs SR22 – the FR44 Form is required after conviction in Florida and Virginia. Florida and Virginia also have SR22 requirements but for those that are classified as High-Risk […]
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