FR44 Insurance in Fellsmere, Florida

Serving Drivers in Indian River County and Across Florida

Getting FR44 insurance in Fellsmere, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Fellsmere, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Fellsmere, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Fellsmere, Florida or the surrounding Indian River County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Fellsmere, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Fellsmere, Florida

Fellsmere, Florida, is conveniently situated near several major transportation routes that facilitate commuting, travel, and trucking. The primary highway serving the area is Interstate 95, located to the east, providing a vital north-south corridor for long-distance travel along Florida’s Atlantic coast. U.S. Route 1 also runs parallel to I-95 and offers an alternative route for reaching nearby cities and towns. State Road 60, a significant east-west route, connects Fellsmere to the coastal city of Vero Beach to the east and the interior city of Lake Wales to the west. Local roadways such as County Road 512 directly connect the town to Interstate 95 and the surrounding areas, making it a critical artery for residents and visitors alike. These routes collectively ensure efficient access to regional hubs and contribute to the town’s connectivity and economic vitality.

Nearby Towns We Also Serve

Nearby towns we also serve include Sebastian, Vero Beach, and Palm Bay, which are popular destinations for work and shopping. In addition, drivers frequently travel to Malabar, Micco, and Fort Pierce for school and errands. These surrounding communities are all within a convenient 30-mile radius of Fellsmere, offering a variety of options for residents and visitors alike.

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Whether you're in Fellsmere, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Fellsmere, Florida

Fellsmere, Florida is a quaint town located in Indian River County, known for its small-town charm and strong sense of community. With a population of around 5,000 residents, Fellsmere offers a peaceful and picturesque setting for those looking to escape the hustle and bustle of city life.Major roadways in Fellsmere include Interstate 95 and State Road 512, providing easy access to neighboring towns and cities. The town’s roadways are generally well-maintained, making for smooth driving conditions for residents and visitors alike.When it comes to traffic enforcement, Fellsmere takes road safety seriously. The town has a dedicated police department that patrols the streets to ensure that motorists are obeying traffic laws and driving responsibly. DUI convictions are taken seriously in Fellsmere, with strict penalties for those caught driving under the influence.The lifestyle in Fellsmere is laid-back and family-friendly, with plenty of recreational activities for residents to enjoy. The town is home to several parks and nature preserves, perfect for outdoor enthusiasts looking to explore the natural beauty of the area. Fellsmere also boasts a variety of local eateries and shops, giving residents a taste of small-town charm.Demographically, Fellsmere is a diverse community with a mix of ages and backgrounds. The town has a high percentage of Hispanic residents, adding to its cultural richness and diversity. The economy of Fellsmere is driven by agriculture, with many residents working in the surrounding citrus groves and farms.Overall, Fellsmere offers a peaceful and tight-knit community for those looking to escape the chaos of city life. With its charming downtown area, outdoor recreational opportunities, and strong sense of community, Fellsmere is a hidden gem in the heart of Florida.