FR-44 Insurance in Fort Lauderdale, Florida

Fort Lauderdale FR-44 Insurance: No Hassle. No Delays.

If you received a DUI or DWI in Broward County, you know what comes next: Florida's Department of Motor Vehicles requires a Financial Responsibility Filing (FR-44). You need it to reinstate your driver license, register a vehicle, or apply for a hardship license.

We provide fast, affordable FR-44 insurance in Fort Lauderdale. Get a quote in minutes. Filing proof in your email within 24 hours.

What is FR-44 Insurance?

FR-44 is not traditional car insurance. It's a proof of financial responsibility you file with the Florida DMV after a DUI or DWI conviction. It shows you can cover damages if you cause an accident.

Florida law requires FR-44 for 3 years following a DUI/DWI. Some drivers skip it and face severe penalties: license suspension, additional fines, and reinstatement delays.

Why Fort Lauderdale Drivers Choose Us

• Lowest rates in Broward County — We shop 40+ carriers to find your cheapest option
• Instant filing — Submit to the DMV within 24 hours of approval
• No vehicle? No problem. — Non-owner FR-44 available for drivers without a registered car
• Expert support — We guide you through license recovery every step

Fort Lauderdale FR-44 Insurance Rates

The average FR-44 policy in Fort Lauderdale costs between $65 and $350 per month, depending on:

• Age and driving history
• Number of prior DUI/DWI convictions
• Whether you own or rent a vehicle
• Your chosen coverage limit ($25k or $50k)

Non-owner FR-44 policies are typically 20–40% cheaper than full-vehicle policies.

FR-44 Coverage Areas in Broward County

We serve all of Fort Lauderdale and Broward County, including: Plantation, Sunrise, Pompano Beach, Coral Springs, Deerfield Beach, Davie, Dania, Hollywood, Miramar, Pembroke Pines, Weston, and surrounding areas.

How to Get Your Fort Lauderdale FR-44 Filing in 3 Steps

1. Get a quote online. Answer a few questions about your DUI/DWI and vehicle.
2. Review and approve. See your rate and coverage options. Approve in 2 minutes.
3. Receive filing proof. Your FR-44 filing hits the DMV within 24 hours. Reinstatement begins immediately.

FAQs: Fort Lauderdale FR-44 Insurance

Do I need FR-44 if I don't own a car?

Yes. Florida law requires FR-44 for 3 years regardless of vehicle ownership. Non-owner FR-44 is cheaper and easier to get.

How long until my license is reinstated?

Once your FR-44 filing reaches the DMV, reinstatement processing typically takes 3–7 business days.

Can I get FR-44 with multiple DUI convictions?

Yes. We work with carriers that specialize in high-risk drivers. Call 1-855-411-1234 for a custom quote.

Call the Fort Lauderdale FR-44 Experts

Phone: 1-855-411-1234 (7 AM – 10 PM EST, Mon–Fri)

Questions? No obligation. No sales pitch. Just real help getting your license back.