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1-800-229-7131
🎖️ Veteran Owned • Thousands Filed

Non-Owner FR-44
The Cheapest Way to Get Reinstated

Don't own a car? No problem. Get the minimum coverage required by Florida — without insuring a vehicle. It's our lowest-cost option.

Non-Owner policies start at:
$49 - $89 /month
No Vehicle Required
Lowest Monthly Cost
Same-Day Filing
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Get Your Non-Owner Quote

30 seconds • No obligation

💳
Monthly Payments Available
We Shop Over 15 Companies FR44 Owner Policies as Low as $14/mo
Non-Owner = 40-60% less than standard policies
Your info is secure & never sold

We shop:

Progressive Dairyland The General Bristol West + 11 more carriers

Why Choose Non-Owner FR-44?

If you don't own a vehicle, this is the smartest way to meet Florida's FR-44 requirement

Lowest Cost Option

Non-owner policies are significantly cheaper because you're not insuring a specific vehicle. Same legal coverage, lower price.

Meets State Requirements

Fulfills Florida's FR-44 filing requirement even if you don't own a car. Get your license reinstated legally.

Covers Borrowed Cars

You're protected when borrowing or renting vehicles. Perfect if you use rideshare or borrow a friend's car.

Trusted by Thousands

Real Florida drivers who saved with non-owner FR-44

★★★★★

"I don't have a car right now but needed to get my license back. Non-owner policy was only $52/month. Reinstated in 4 hours!"

David L.
Jacksonville, FL
★★★★★

"Saved me hundreds compared to a regular policy. I just needed the filing to clear my suspension. These guys made it easy."

Maria S.
Fort Lauderdale, FL
★★★★★

"Didn't know non-owner was an option until I found this site. Way cheaper than insuring my dad's car that I drive sometimes."

Kevin P.
Tallahassee, FL

Don't Own a Car? Don't Overpay.

Get the cheapest legal FR-44 option in Florida. Most quotes in under 5 minutes.

Get My Non-Owner Quote

Or call us: 1-800-229-7131

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