What is FR44 insurance in Florida?

FR44 is a special insurance filing required by the State of Florida after certain DUI/DWI convictions. It requires higher liability limits than standard auto insurance: $100,000/$300,000 bodily injury and $50,000 property damage.

How fast can I get FR44 insurance filed?

We offer same-day electronic DMV filing. Most FR44 certificates are filed within hours of policy binding. Call 800-229-7131 for immediate assistance.

Can I get FR44 insurance without owning a car?

Yes. Non-owner FR44 insurance is available for drivers who need to maintain their FR44 filing but don't own a vehicle. Rates start as low as $14/month.

How much does FR44 insurance cost?

FR44 insurance rates vary by driver history, age, and vehicle. We shop 15+ carriers to find the lowest rate. Many drivers qualify for $0 down with monthly payments starting at $14/month.

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Liz Calvo
Licensed Agent — 10+ Years

Cole Thogmartin
Licensed Agent — FR44 Specialist

Michell Velasquez
Licensed Agent — Se Habla Español

What Our Customers Say

"Got my FR44 filed the same day I called. Liz was incredibly helpful and found me a rate I could actually afford."

— Mike R., Tampa, FL

"I was worried about getting FR44 insurance after my DUI. They made the process simple and my license was reinstated within a week."

— Sarah T., Orlando, FL

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